The Venmo Credit Card lets you earn custom cash back¹ to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account.² Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more.You may be eligible for a special offer - check the credit card section in your Venmo app to see! Make sure you have the most recent app version.
Just toggle on the Purchase crypto feature and choose your favorite of four types of crypto. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee.
Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there’s potential for gains and losses — be sure to take it at a pace you’re comfortable with.
Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends. When they scan your code, up pops your Venmo profile to pay or get paid.
The Venmo app is your copilot for everything you do with the credit card.
Track it all
Keep tabs on card activity in the app, right alongside your crypto purchases and Venmo spending — every purchase, payment, split, and reward. The Venmo app gives you total control.
Pay with the card, then split the cost easily with Venmo friends – just like regular payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.
Pull up your card details in the app to shop online everywhere Visa® cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.
Visa no-worry security
Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy⁴ keeps you covered the whole time.
The Venmo Credit Card is a Visa contactless card and a secure, touch free way to pay on contactless-enabled terminals.
Pick a card color, then we add your unique Venmo QR code. The best part? When friends scan your code, they’re taken right to your profile to pay or get paid.
Have peace of mind knowing the card comes with trusted Visa Traditional Credit Card benefits. Plus, Visa Signature® cardholders get access to added travel and lifestyle perks. Woo-hoo!
Get quick answers about the Venmo Credit Card.
The Venmo Credit Card is everything you love about Venmo — in a Visa® credit card. Seamlessly manage the card right from the Venmo app. It’s that easy. The Venmo Credit Card lets you make contactless payments, split your credit card purchases in the Venmo app, request a new virtual card number, earn cash back rewards* on your purchases, and more — all without an annual fee.**The card itself is printed with your personal Venmo QR code which makes activation a snap. Even better? Your friends on Venmo can scan the QR code to pay you or get paid back on the spot. I-owe-who?
The Venmo Credit Card is now available for eligible users to apply using the latest version of the Venmo app.
If approved, the Venmo Credit Card gives you even more ways to Venmo. Shop, split, and earn customized cash back rewards* right to your Venmo account — all without an annual fee.**Credit card purchases earn you cash back right to your Venmo account at the end of each statement period, tailored to your personal spending. Earn up to 3% cash back on purchases in your eligible top spend category, up to 2% on purchases in your second eligible top spend category, and 1% on other eligible purchases — including person-to-person payments. Cash back for paying friends back? *Cha-ching!*Out with friends? We’ve got you covered. Split your card purchases in the app, and even have a friend pay the bill directly. Plus, you can use your card to send payments to your friends on Venmo, just like you do today: friends can scan your unique QR code on the front of your card to pay or get paid.Features like contactless payments and the ability to request a new virtual card number in the app mean you can shop and pay without slowing down.
The Venmo Credit Card Rewards program helps you earn cash back* on all of your eligible purchases. During each statement period, you will automatically earn cash back — maximized to what you spend the most on.
Earn up to 3% on your eligible top spend category
Earn up to 2% on your second eligible top spend category
Earn 1% on all other eligible purchases and on peer-to-peer transactions
Your cash back rewards will be automatically added to your Venmo account at the end of each statement period. No points. No calculations. We’ll do the math. Use your rewards to pay your credit card bill, send money to Venmo friends, or treat yourself. Cash back can be used in any manner subject to the terms of your Venmo account.You can learn more about the rewards program here.See Rewards Program Terms for more information.
You can use your Venmo Credit Card everywhere Visa® cards are accepted. (Hint: that’s over 200 countries worldwide.) The card is automatically added as a payment method in your Venmo app so it’s always on hand for payments to friends and authorized merchants.Life’s better with options, so you have three ways to use your Venmo Credit Card account: you can make transactions from your Venmo app; you can make online purchases using your virtual card number; or you can use your physical card in stores and online. Your physical card is your fantastic plastic. You can use this card number in-person and online. It comes with a chip and supports contactless payments for a fast, easy and secure way to checkout at stores.Your virtual card number lives in the Venmo Credit Card section of the Venmo app. You can use this number to shop online and pay using the Venmo app as soon as you’re approved — before your physical card even arrives.
The QR code printed on the front of your Venmo Credit Card is unique to you. It’s the same personal QR code found in your Venmo app. If another Venmo user scans this code, they’ll be brought to your Venmo profile where they can send or request money from you. The QR code also allows you to activate your card without calling a phone number — just scan the front of your card when you receive it. Easy peasy.
Your physical card has your personal Venmo QR code on the front and can be used to activate your card.
Turn on your phone’s camera and point it at the QR code on the front of your card
Wait for the camera to scan the QR code
Tap the prompt to open Venmo and activate your card
If you prefer activating by phone, give us a ring at 855-890-6779.
It’s all in the app. You can manage your credit card account by navigating to the Venmo Credit Card section in the main menu of the Venmo app. There you can:
View your Venmo Credit Card balance
View your Rewards activity and balance
Adjust your credit card notification settings
Set up/adjust Autopay
View your Rewards activity and balance
Request a new virtual card number
View and download your credit card statement
Split and share Venmo Credit Card transactions in the Venmo app
Explore your spending trends
Disable and enable your physical card
Configure alerts and emails
To get more details on the Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore more information in our Help Center.
Apply for the
Venmo Credit Card
in the app today
The Venmo Credit Card is available for eligible users to apply using the latest version of the Venmo app.
More ways to pay
Pay local businesses the same way you pay your friends on Venmo.
¹ Cash back rewards are available on all eligible purchases: earn 3% in the eligible top spend category, 2% in the second eligible top spend category, and 1% on all other purchases. Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.² See Cash Back to Crypto Terms. When you buy or sell cryptocurrency, an exchange rate and any fees you will be charged for that transaction will be disclosed to you. The exchange rate includes a spread that Venmo earns on each purchase and sale. The transaction fee will be 0% only when using the automatic purchase feature to use Venmo Credit Card cash back rewards. Trading cryptocurrency is subject to a number of risks and may result in significant losses. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC. Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law. Synchrony does not provide, recommend, or take responsibility for the cryptocurrency program.³ See Terms & Rates for New Accounts.⁴ Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit score.All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.