Get $10 when you sign up for Venmo

Just fill out your info on the next page, and you’ll be on your way to getting $10. Don’t forget to add your mobile number. Offer ends 12/31/2021. Terms apply.
Just fill out your info on the next page, and you’ll be on your way to getting $10. Don’t forget to add your mobile number. Offer ends 12/31/2021. Terms apply.

Answers about Venmo account fees

Your cash funds are eligible for FDIC insurance only if you have added money to your Venmo balance using Direct Deposit or the cash a check feature, or have bought cryptocurrency. You may be offered overdraft/credit after 30 days. Fees would apply. Contact Venmo by calling 1-855-812-4430, by mail to Venmo, 117 Barrow Street, New York, NY 10014, or visit accounts are issued by PayPal, Inc. For general information about prepaid accounts, visit If you have a complaint about a prepaid account, call the Customer Financial Protection Bureau at 1-855-411-2372 or visit

Venmo Visa® and Venmo Visa® Signature Credit Card

Rates and fees table
Interest rates and interest charges
Annual Percentage Rate (APR) for Purchases
The APR for purchases is the prime rate plus (i) 11.99% for Account Type 1, or (ii) 17.99% for Account Type 2, or (iii) 20.99% for Account Type 3.This APR will vary with the market based on the Prime Rate, as defined in the Venmo Visa Credit Card Account Agreement.
APR for Cash Advances
The APR for cash advances is the prime rate plus 20.99%. This APR will vary with the market based on the Prime Rate.
Paying Interest
Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $2.00.
Annual Fee
Transaction FeesCash Advances
Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
Transaction FeesForeign Transaction
Penalty FeesLate PaymentReturned Payment
Up to $40.00Up to $29.00
How We Will Calculate Your Balance
We use a method called “daily balance.” See the Venmo Credit Card Agreement for more details.
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA, Inc. The information about the costs of the card described above is accurate as of August 1, 2020. This information may have changed after that date. To find out what may have changed, write to Synchrony Bank at P.O. Box 965013, Orlando, FL 32896-5013. The application and the credit card agreement will be governed by federal law, and to the extent state law applies, the laws of Utah. Subject to approval. Terms and conditions apply.
$10 Signup Offer Terms:Eligible Participant: Open only to individuals who; (1) are residents of any one (1) of the fifty (50) United States or the District of Columbia, (2) are eighteen (18) years of age or older, (3) create a new U.S. Venmo account (“Valid Account”) during the Offer Period (defined below), and (4) receive an email, view a banner from PayPal inviting participation in the offer, or click through a social or paid media asset highlighting the introductory offer ( “Invitation”), (eligibility for/those who receive the Rewards will be determined solely by Venmo) (“Eligible Participant”).Offer Period: Starts the date the Eligible Participant receives the Invitation and ends on December 31, 2021, at 11:59:59 p.m. PT (“Offer Period”). How it Works: An Eligible Participant must successfully complete the following during the Offer Period to qualify for a Reward (defined below): (1)  Click through the Invitation and sign up for a Valid Account through the dedicated link on the campaign landing page (“Campaign Page”), and(2) During sign up, make sure to add and verify your phone number for your new Valid Account.Once sign up has been successfully completed through the Campaign Page, and verified by Venmo, $10.00 (Ten) USD will be sent to Eligible Participant’s Valid Account (“Reward”). Reward should be added to Eligible Participant’s Valid Account between December 15, 2021 and January 15, 2022 but may be available sooner. There is a limit of one (1) Reward per Valid Account.  Miscellaneous: Valid Account must remain in good standing from the time of participation through Reward fulfilment to redeem a Reward, as determined in Venmo’s sole discretion. Venmo may provide an alternate reward of equal value if it is unable for any reason to fulfill the Reward. Venmo reserves the right to cancel, suspend or modify this offer in part or in its entirety at any time without notice, for any reason in its sole discretion. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. Venmo is not responsible and/or liable if any e-mail, Reward, Qualifying Transaction, or offer-related materials or correspondence are lost, fraudulent, abusive, stolen, late, incomplete, illegible, interrupted, delayed, altered, defective, misdirected, tampered with, or irregular in any way or if any participant’s e-mail address, Valid Account, or other contact information does not work, is deleted, or is changed without participant giving prior written notice to Venmo.Venmo reserves the right to review any account or transaction related to this offer, in its sole discretion, without notice, and delay or reverse completion of the Reward. Offer is void where prohibited and if Qualifying Transactions are fraudulent, abusive, not completed through legitimate channels, or irregular in any way. Certain offers may not be transferable. Participation is subject to the Venmo User Agreement.  Any questions relating to the offer will be resolved in Venmo’s sole discretion and its decisions related to the offer will be final and binding.